Smarter business insurance

Barbershop Insurance.
Cover That Fits Your Chair.

Protect your shop, your tools, and your clients. We find policies that match how you actually work.

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Access to Australia's leading insurers and underwriting agencies, including:

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Running a barbershop means dealing with scissors, razors, and people. Sometimes things go wrong. A client might claim they got an infection from a cut, or someone could trip and injure themselves in your shop. Without the right insurance, you're covering these costs yourself.

We help barbershop owners across Australia get business insurance that actually protects them. Whether you're running a shopfront, renting a chair, or working mobile, we'll find cover that fits your setup.

RISK ARCHITECTURE

What Does Barbershop Insurance Cover?

The right policy typically includes:

Covers you if a client is injured or their property is damaged. This includes claims from cuts, slips, or accidents in your shop.

Protects your clippers, scissors, chairs, mirrors, and other equipment if they're stolen or damaged.

Important if you're renting a shopfront. Landlords often require this, and shop windows aren't cheap to replace.

Covers tools and equipment you take offsite if you're doing mobile work.

Barber tools and chair

Why Do Barbershops Need Insurance?

Most commercial leases require Public Liability insurance before you can open. Landlords want proof you're covered if something happens on their property. Even if it's not required, one claim from a client who says they got an infection or had an allergic reaction could cost you thousands in legal fees alone.

If you're renting a shopfront, you'll likely need glass insurance as part of your lease. A broken window can cost $2,000 to $5,000 to replace, and most landlords want to know you're covered.

Equipment theft is common in retail spaces. Clippers, trimmers, and other tools add up quickly. If someone breaks in and clears out your shop, insurance means you're not paying to replace everything out of pocket.

TECHNICAL ANALYSIS

What We Need to Know

When we're putting together a quote for your barbershop, we'll ask about these key business metrics.

01

What services you offer (haircuts only, or do you do shaves, beard trims, colouring?)

02

Your annual revenue

03

Whether you own or rent the premises

04

How many staff you have

05

Whether you work from a fixed location, rent a chair, or do mobile work

06

What equipment you need to cover

01

What services you offer (haircuts only, or do you do shaves, beard trims, colouring?)

02

Your annual revenue

03

Whether you own or rent the premises

04

How many staff you have

05

Whether you work from a fixed location, rent a chair, or do mobile work

06

What equipment you need to cover

KNOWLEDGE BASE

Frequently Asked Questions

It depends on your setup, location, and what you need covered. A small barbershop with basic Public Liability and equipment cover might pay around $400 to $600 annually. Shops with multiple staff or higher revenue will pay more. Call us for an actual quote based on your business.
Yes, if you include contents or portable equipment cover in your policy. This protects clippers, scissors, chairs, and other tools if they're stolen or damaged.
Public Liability insurance can cover medical costs and legal fees if a client sues over an infection or injury caused by your service. Keep in mind that cover depends on following proper sanitation protocols.
Yes. Even if you're renting a chair in someone else's shop, you still need your own Public Liability cover. The shop owner's insurance won't cover claims against you personally.

Get the Right Cover for Your Barbershop

Call us on 02 9000 1155 or get a quote online. We'll walk you through what you need and find cover that actually fits your business.