Electricians Insurance.
Cover That Works as Hard as You Do.
Business packs, liability, and tools cover for electrical contractors across Australia.
100%
Sector Focus
24h
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Access to Australia's leading insurers and underwriting agencies, including:
We help electricians get the right insurance for their business, whether you're rewiring homes, fitting out offices, or doing strata maintenance.
Most electricians can get cover through a standard business pack. But the details matter. Your residential to commercial split, the height of buildings you work on, and whether you're doing maintenance or new builds all affect how insurers price your cover. We make sure you're getting a policy that actually matches what you do.
RISK ARCHITECTURE
What we cover
Business packs for electricians typically include public liability, tools and equipment cover, and the option to add professional indemnity if you're doing design work or issuing compliance certificates.
Public liability covers you if your work causes injury or property damage.
Professional indemnity covers you for mistakes in advice, design, or certification.
Tools of trade cover protects your gear if it's stolen from a locked vehicle or damaged in an accident.
If you run work vehicles, we can include those in the pack or arrange separate commercial motor cover.
We work with insurers like Vero, CGU, Allianz, QBE, and Zurich to find cover that fits your business.
Why the details matter
Insurers price electrical work differently depending on what you do. Residential maintenance is rated differently to commercial fit-outs. Working on low-rise homes is different to working on partially completed high-rise buildings.
We recently placed cover for an electrical contractor in Sydney doing 80% residential and 20% commercial work. They handled strata maintenance, renovations, and new builds. Their previous broker hadn't asked about the activity split, so when they needed to claim after someone hit their work vehicle, the insurer questioned whether the policy matched what they actually did. We restructured their cover and moved them to a business pack that covered everything properly.
We make sure you're getting a policy that actually matches what you do.
TECHNICAL ANALYSIS
What we look at
When we quote your insurance, we ask about these key factors to ensure your coverage is accurate.
Your residential to commercial split
The types of buildings you work on (low-rise, mid-rise, high-rise)
Whether you do maintenance, renovations, or new construction
If you issue compliance certificates or do any design work
Your residential to commercial split
The types of buildings you work on (low-rise, mid-rise, high-rise)
Whether you do maintenance, renovations, or new construction
If you issue compliance certificates or do any design work
Service Excellence
Why electricians come to us
You get a small team of brokers who understand your industry. No call centres. No waiting on hold. When you need to update your policy or make a claim, you speak to the same person who set up your cover.
Most of our electrician clients come through word of mouth. They want a broker who returns calls and knows the difference between residential rewiring and commercial data cabling.
KNOWLEDGE BASE
Frequently asked questions
Get the right cover for your electrical business
Call us on 02 9000 1155 or get a quote online. We'll ask about what you actually do and find cover that matches your work.