Hairdressers and Beauty Salons Insurance.
Protect Your Salon and Your Craft.
Cover your salon from financial losses due to claims, accidents or interruptions with specialist insurance designed for hair and beauty professionals.
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The hair and beauty industry is hands-on and with that comes a range of risks. A client could slip on a wet floor, have an allergic reaction to a product or claim your service did not meet their expectations. Without the right insurance, you are covering these costs yourself.
We help salon owners and beauty therapists across Australia get business insurance that actually protects them. Whether you are running a shopfront, renting a chair, or working mobile, we will find cover that fits your setup.
RISK ARCHITECTURE
What Does Hairdressers and Beauty Salons Insurance Cover?
A comprehensive policy for hair and beauty professionals typically includes:
Covers legal fees, medical costs and compensation if a client, supplier or visitor is injured or their property is damaged due to your business activities.
Protects against claims of professional errors, negligence or inadequate advice. This is critical for services like chemical treatments, waxing or laser therapy.
Covers claims arising from harm caused by products you use or sell, such as hair dyes, shampoos or beauty creams.
Covers repair or replacement costs for salon equipment, stock and premises damaged by events such as fire, theft, storms or vandalism.
Compensates for lost income and ongoing expenses during temporary closures due to insured events like fire or storm damage.
Covers repair or replacement of tools and equipment if stolen, lost or damaged. This is especially important for mobile hairdressers or beauticians.
Why Do Hairdressers and Beauty Salons Need Insurance?
Hairdressers and beauty therapists work directly with clients, using tools, chemicals and equipment that could cause injury or damage if something goes wrong. A single claim from a client or third party could result in significant costs, especially if you are held responsible for injury or property damage.
Your salon's tools, stock and premises are valuable. Damage from fire, theft or storms could disrupt your business and cost thousands to replace. Unexpected events, such as a burst pipe or a break-in, could force your salon to close temporarily, leading to lost income.
Insurance helps protect your business from the financial impact of accidents, property damage, and professional errors, allowing you to focus on your clients and your craft.
TECHNICAL ANALYSIS
Who This is For
We provide tailored insurance solutions for various professionals within the hair and beauty industry.
Salon Owners: Protection for premises, equipment, stock and liability risks.
Freelance Hairdressers or Beauticians: Cover for liability risks even when renting a chair or working from home.
Mobile Hairdressers and Beauty Therapists: Protection for those working on the go.
Barbers and Nail Technicians: Specific cover for the unique risks of these professions.
Beauty Therapy Students: Some policies extend cover to those in training offering services.
Home-Based Salons: Ensuring your business activities are covered separately from home insurance.
Salon Owners: Protection for premises, equipment, stock and liability risks.
Freelance Hairdressers or Beauticians: Cover for liability risks even when renting a chair or working from home.
Mobile Hairdressers and Beauty Therapists: Protection for those working on the go.
Barbers and Nail Technicians: Specific cover for the unique risks of these professions.
Beauty Therapy Students: Some policies extend cover to those in training offering services.
Home-Based Salons: Ensuring your business activities are covered separately from home insurance.
KNOWLEDGE BASE
Frequently Asked Questions
Get a Quote for Your Salon Today
Call us on 02 9000 1155 or request a quote online. We will help you find the right cover so you can focus on your clients.