Landscapers Insurance.
Protect Your Work, Your Gear, Your Business.
Tailored cover for landscapers, gardeners and lawn care professionals across Australia.
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RISK ANALYSIS
Why Do You Need Landscapers Insurance?
Landscaping work comes with real risks. Heavy machinery, unpredictable worksites and expensive equipment mean one bad day can turn into a serious financial problem. The right insurance keeps your business protected when things go wrong.
Covers Accidents and Injuries. Landscaping involves power tools, heavy lifting and physical labour. If a client or member of the public is injured because of your work, you could be facing a claim worth thousands. Public Liability cover protects you from these costs.
Protects Your Tools and Equipment. Your gear is your livelihood. Mowers, chainsaws, trimmers and trailers are expensive to replace. Insurance means a theft or breakdown does not put your business on hold.
Reduces Your Business Risk. Many commercial clients and councils require proof of insurance before you step on site. Beyond ticking a box, having proper cover shows you run a professional operation and protects you if something goes wrong on the job.
Covers Professional Mistakes. If you provide design advice or project plans, a client could claim against you for errors that cause them financial loss. Professional Indemnity insurance covers the cost of defending these claims and any compensation owed.
Covers Accidents and Injuries. Landscaping involves power tools, heavy lifting and physical labour. If a client or member of the public is injured because of your work, you could be facing a claim worth thousands. Public Liability cover protects you from these costs.
Protects Your Tools and Equipment. Your gear is your livelihood. Mowers, chainsaws, trimmers and trailers are expensive to replace. Insurance means a theft or breakdown does not put your business on hold.
Reduces Your Business Risk. Many commercial clients and councils require proof of insurance before you step on site. Beyond ticking a box, having proper cover shows you run a professional operation and protects you if something goes wrong on the job.
Covers Professional Mistakes. If you provide design advice or project plans, a client could claim against you for errors that cause them financial loss. Professional Indemnity insurance covers the cost of defending these claims and any compensation owed.
COVERAGE ARCHITECTURE
What's Included in Landscapers Insurance?
Landscapers Insurance is not a single policy. It is a combination of covers tailored to the specific risks you face on the job. Here is what you should consider:
Covers claims for third-party property damage or personal injury caused by your work. Essential for any landscaper working on client sites.
Protects your tools and machinery from theft, loss or accidental damage. Covers items like mowers, blowers, chainsaws and hand tools.
Required if you work on residential projects in certain states. Covers structural and non-structural defects if you cannot complete a job due to insolvency, death or disappearance. Note that DBI requirements vary by state and territory.
Covers your work vehicles, whether that is a ute, van or truck. Protects against accidents, theft and damage so you can keep moving between jobs.
Essential for landscape designers or architects who provide advice, plans or specifications. Covers financial losses if a client claims your professional services caused them harm.
Who Should Get Landscapers Insurance?
If you work in landscaping, gardening or lawn care in Australia, you need the right insurance in place.
This includes:
- • Sole traders maintaining residential gardens or small projects
- • Small to medium businesses handling commercial or large-scale landscaping jobs
- • Landscape designers or architects providing professional advice or plans
- • Contractors working on domestic building projects
- • Anyone using tools, equipment or vehicles to carry out landscaping work
KNOWLEDGE BASE
Frequently Asked Questions
Protect your landscaping business today
Get a tailored quote for public liability, tools, and professional indemnity from a specialist broker who understands your trade.